TipIns fees

A phone scanning a QR code tip sign on a counter

Short answer: TipIns is free to download and has no monthly fee. Each tip carries a 10% platform fee plus the card processing cost. By default the person tipping pays both on top of the tip, so you receive the full amount they chose.

What each tip costs

ItemCost
Download and monthly feeFree
Platform fee10% of the tip
Card processingStripe’s domestic rate for your currency (below)
Weekly payout to your bankFree
Instant payout2% of the amount plus a small fixed fee, for example $0.25 in US dollars

Card processing by currency

CurrencyProcessing per tip
Australia (AUD)1.7% + A$0.30
United States (USD)2.9% + $0.30
Canada (CAD)2.9% + C$0.30
Euro countries (EUR)1.5% + €0.25
United Kingdom (GBP)1.5% + £0.20
Japan (JPY)3.6%
Malaysia (MYR) and Mexico (MXN)No fees: TipIns covers the processing cost

Cards issued abroad can cost more to process.

Who pays the fees

The tip page has a box, ticked by default, that adds the fees on top of the tip. If the person tipping unticks it, the fees come out of the tip instead.

Smallest tip

The smallest tip is 1 unit of most currencies (for example $1 or €1). It is higher in a few: 2 in Polish zloty, Romanian lei and Malaysian ringgit; 3 in Danish, Swedish and Norwegian kroner; 5 Hong Kong dollars; 10 Mexican pesos; 15 Czech koruna; 200 Hungarian forint; and 100 yen. There is no largest tip.

Common questions

How much does TipIns take from a tip?

A 10% platform fee plus card processing. By default the person tipping pays these on top, so you receive the full tip.

Is there a monthly fee?

No. TipIns has no monthly or setup fee.

Is there a maximum tip?

No. There is no limit on the size of a tip.

Related guides

Get the TipIns appFree for iPhone and Android