Short answer: TipIns is free to download and has no monthly fee. Each tip carries a 10% platform fee plus the card processing cost. By default the person tipping pays both on top of the tip, so you receive the full amount they chose.
What each tip costs
| Item | Cost |
|---|---|
| Download and monthly fee | Free |
| Platform fee | 10% of the tip |
| Card processing | Stripe’s domestic rate for your currency (below) |
| Weekly payout to your bank | Free |
| Instant payout | 2% of the amount plus a small fixed fee, for example $0.25 in US dollars |
Card processing by currency
| Currency | Processing per tip |
|---|---|
| Australia (AUD) | 1.7% + A$0.30 |
| United States (USD) | 2.9% + $0.30 |
| Canada (CAD) | 2.9% + C$0.30 |
| Euro countries (EUR) | 1.5% + €0.25 |
| United Kingdom (GBP) | 1.5% + £0.20 |
| Japan (JPY) | 3.6% |
| Malaysia (MYR) and Mexico (MXN) | No fees: TipIns covers the processing cost |
Cards issued abroad can cost more to process.
Who pays the fees
The tip page has a box, ticked by default, that adds the fees on top of the tip. If the person tipping unticks it, the fees come out of the tip instead.
Smallest tip
The smallest tip is 1 unit of most currencies (for example $1 or €1). It is higher in a few: 2 in Polish zloty, Romanian lei and Malaysian ringgit; 3 in Danish, Swedish and Norwegian kroner; 5 Hong Kong dollars; 10 Mexican pesos; 15 Czech koruna; 200 Hungarian forint; and 100 yen. There is no largest tip.
Common questions
How much does TipIns take from a tip?
A 10% platform fee plus card processing. By default the person tipping pays these on top, so you receive the full tip.
Is there a monthly fee?
No. TipIns has no monthly or setup fee.
Is there a maximum tip?
No. There is no limit on the size of a tip.

