Short answer: tipme charges less per tip (about 4.1% + $0.31 when the customer pays) and has Tap to Pay in its app. tipme is US only and built for solo workers. TipIns works in 41 countries and splits tips across a team with groups and active shifts.
Side by side
| TipIns | tipme | |
|---|---|---|
| What it is | A tipping app for workers and performers: a personal QR code and tip page, with tips paid to your bank. | tipme (Hyperx Inc.) is a US tipping and payment app for solo service workers with a personal QR code, payment link and Tap to Pay, processed by Stripe. |
| Cost of taking a tip | No monthly fee. A 10% platform fee plus card processing (2.9% + $0.30 in the US) per tip, added on top for the person tipping by default, so you receive the full tip. | The worker chooses who pays the fee. If the customer pays (the default), about 4.1% + $0.31 is added and the worker receives the full tip. If the worker pays, 4% + $0.30 is taken off. No sign-up or monthly fee. |
| What the person tipping needs | No app or account. They scan with the phone camera and pay by card, Apple Pay or Google Pay in the browser. | No account or app: customers scan the QR code or open the link and pay by card, Apple Pay or Google Pay. |
| QR code | Yes: a personal QR code and link, plus printable signs. | Yes, a personal QR code and shareable link; Tap to Pay in the iPhone and Android app. |
| Where it works | 41 countries, including the US, UK, Canada, Australia, New Zealand, Japan and most of Europe. | United States (all amounts in USD). |
| Getting the money to your bank | Weekly payout every Friday, free; it usually arrives 24 to 48 hours later. Instant payout: 2% plus a small fixed fee, from 14 days after joining. | Standard payout to bank: free, typically 1 to 3 business days. Instant payout to an eligible debit card: 1% of the payout, $0.50 minimum, typically within minutes, available 14 days after account creation. Minimum payout $1.00. |
| Sharing tips with a team | Yes. A group has one QR code and splits each tip equally or by set percentages, with optional active shifts. | None found; the site says it is built for solo service providers. |
| Rules that matter for tips | Built for tips. Stripe checks your identity before you can receive tips. | tipme is merchant of record; chargebacks carry a $15 dispute fee that tipme may recover from the recipient. New accounts may be subject to holds and settlement review. |
tipme figures are from tipme's own pages, checked on 20 October 2026; they are US figures unless the row says otherwise. Fees change, so check before you decide.
When tipme is the better choice
tipme charges less per tip (about 4.1% + $0.31 when the customer pays) and has Tap to Pay in its app.
When TipIns fits better
tipme is US only and built for solo workers. TipIns works in 41 countries and splits tips across a team with groups and active shifts.
Using both
Nothing stops you showing two codes. Many workers keep a payment app for regulars and a TipIns code for everyone else. The QR tip jar maker turns any payment link into a printable code.
Sources
Common questions
Is TipIns cheaper than tipme?
It depends on how you take tips. No monthly fee. A 10% platform fee plus card processing (2.9% + $0.30 in the US) per tip, added on top for the person tipping by default, so you receive the full tip.
Does the customer need tipme to tip me?
No account or app: customers scan the QR code or open the link and pay by card, Apple Pay or Google Pay.
Does the customer need an app to tip with TipIns?
No app or account. They scan with the phone camera and pay by card, Apple Pay or Google Pay in the browser.
App Store
Google Play